CSR takeup bends slightly under silver load at incomes up to 200% FPL
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Subscribe to xpostfactoid via box on right (requires only an email address; you'll get 2-3 emails per week on average) For ACA marketplace enrollees with incomes up to 200% of the Federal Poverty Level (FPL), silver-level plans are almost always the wisest choice. Through 2017, silver plans were priced as if they had an actuarial value of 70%, compared to 60% for bronze plans and 80% for gold. The Cost Sharing Reduction (CSR) subsidy, however, raises the AV of a silver plan to 94% for those with incomes up to 150% FPL, and to 87% for those with incomes in the 151-200% FPL range. Insurers were reimbursed separately for CSR, and it wasn't priced into premiums.
CSR takeup bends slightly under silver load at incomes up to 200% FPL
CSR takeup bends slightly under silver load…
CSR takeup bends slightly under silver load at incomes up to 200% FPL
Subscribe to xpostfactoid via box on right (requires only an email address; you'll get 2-3 emails per week on average) For ACA marketplace enrollees with incomes up to 200% of the Federal Poverty Level (FPL), silver-level plans are almost always the wisest choice. Through 2017, silver plans were priced as if they had an actuarial value of 70%, compared to 60% for bronze plans and 80% for gold. The Cost Sharing Reduction (CSR) subsidy, however, raises the AV of a silver plan to 94% for those with incomes up to 150% FPL, and to 87% for those with incomes in the 151-200% FPL range. Insurers were reimbursed separately for CSR, and it wasn't priced into premiums.