In April and May, during the countdown to the Supreme Court decision on the constitutionality of the Affordable Care Act, I did everything I could to highlight the material misrepresentation of the individual mandate in oral argument by Michael Carvin, counsel to the law's opponents. To serve his argument that the ACA forces young and healthy individuals to buy insurance far in excess of their needs, Carvin asserted, "Congress prohibits anyone over 30 from buying any kind of catastrophic health insurance" (p.