New Medicaid expansion + increased silver loading should improve ACA marketplace risk pools
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Over the next couple of years, two forces will be at work to make ACA marketplace risk pools somewhat wealthier and therefore healthier -- even as other factors pull the other way. The factors working to improve the risk pool are Medicaid expansion, which pulls the lowest income enrollees out of the marketplace, and silver loading*, which creates discounts in bronze and gold plans that mainly benefit (and draw in) enrollees at the upper income range of subsidy eligibility (201-400% of the Federal Poverty Level).
New Medicaid expansion + increased silver loading should improve ACA marketplace risk pools
New Medicaid expansion + increased silver…
New Medicaid expansion + increased silver loading should improve ACA marketplace risk pools
Over the next couple of years, two forces will be at work to make ACA marketplace risk pools somewhat wealthier and therefore healthier -- even as other factors pull the other way. The factors working to improve the risk pool are Medicaid expansion, which pulls the lowest income enrollees out of the marketplace, and silver loading*, which creates discounts in bronze and gold plans that mainly benefit (and draw in) enrollees at the upper income range of subsidy eligibility (201-400% of the Federal Poverty Level).