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Hey Andrew, thanks for this amazing article! One thing I'm confused about is whether there is still a pool of uninsured individuals coming off of Medicaid who are QHP eligible. This has always been a feature of Medicaid churn. The numbers from the MCOs on their retention (at most 30% including Medicaid renewal) don't seem to add up with the number of policies and transitions that CMS is reporting. What do you think? Sorry if this is a silly question, just wrapping my head around numbers I'm newer to interpreting.

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