Why go through Healthcare.gov or state exchanges if you're subsidy-ineligible? Good reasons for a few
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One sub-theme in my article about people who are buying health insurance in the individual market but do not qualify for ACA subsidies was that most of them saw no reason to buy insurance through Healthcare.gov or the state exchanges. Doing so would only add a layer of bureaucracy -- and, given the still-shaky technology, uncertainty. One person interviewed however ("Jonathan"), did buy on-exchange, because he felt there was some possibility that his income would drop enough during the year to make him and his wife subsidy-eligible. In that case, he could collect the subsidy at tax time. That would be impossible if he had bought off-exchange.
Why go through Healthcare.gov or state exchanges if you're subsidy-ineligible? Good reasons for a few
Why go through Healthcare.gov or state…
Why go through Healthcare.gov or state exchanges if you're subsidy-ineligible? Good reasons for a few
One sub-theme in my article about people who are buying health insurance in the individual market but do not qualify for ACA subsidies was that most of them saw no reason to buy insurance through Healthcare.gov or the state exchanges. Doing so would only add a layer of bureaucracy -- and, given the still-shaky technology, uncertainty. One person interviewed however ("Jonathan"), did buy on-exchange, because he felt there was some possibility that his income would drop enough during the year to make him and his wife subsidy-eligible. In that case, he could collect the subsidy at tax time. That would be impossible if he had bought off-exchange.